Privacy Policy
Last updated: November 15, 2026
The short version
Recounto is built to keep your financial information on your device. We do not require an account, we do not connect to your bank, and we do not sell your data.
Information we process
Expenses you record (amount, merchant, category, date and any note) are stored locally on your iPhone. Voice you speak is converted to text and interpreted on-device using Apple’s on-device intelligence. Nothing is transmitted to us: we operate no server that receives your expenses, and the app contains no analytics or advertising code.
What can leave your device
Your iPhone’s own backup can include this app’s data, and you can export or back it up yourself. Everything else stays in the app’s storage.
- A device backup. If your iPhone backs up to iCloud or to a computer, the app’s stored data is included in that backup. The backup belongs to you and to Apple or your computer: we cannot read it.
- An export or a backup you start.From the app you can export the ledger as a CSV file or write a full backup archive. The file goes wherever you send it: Files, Mail or another app. A file leaves the app only when you start that export or backup.
- A Recounto Pro purchase. If you buy Pro, the App Store handles the payment and tells the app whether the subscription is active. That is a conversation between your iPhone and Apple: Recounto never sees your card, your Apple Account or your receipts, and your ledger is not part of it.
On first use the app downloads Apple’s speech model to the device. That is a download of an Apple asset, not an upload of anything you said.
What we do not collect
- We do not require or create an account for you.
- We do not connect to, or read, your bank accounts.
- We do not sell or share your financial data with third parties.
- We do not use your data for advertising.
Your controls
Export or back up the ledger from the app’s Settings whenever you want. Delete single entries there too, or erase everything the app stores. You can also delete the app from your iPhone, or from Settings ▸ General ▸ iPhone Storage, which removes its local data. A backup you made earlier keeps its own copy until you delete or replace that backup.
Children
Recounto is not directed at children under 13, and we do not knowingly collect information from them.
Changes
We may update this policy from time to time. Material changes will be reflected by the “last updated” date above.
Contact
Questions? Emailsupport@recounto.com.